America On November 7th, 2009 President Obama

America
has signified itself as the land of equal opportunity no matter the gender,
race, or place of birth. On November 7th, 2009 President Obama
continued that core American ideology of an equal chance through the Affordable
Care Act and Obamacare. With the ACA, Americans were required to apply for
health insurance with the prospect of reducing national costs allowing more
families to afford health insurance. However, the ACA and Obamacare is not
favored by everyone because it can be seen as a forced system to apply for
health insurance Americans still cannot afford. Furthermore, the ACA and
Obamacare is not a perfect system but with proper tweaking and management could
benefit the U.S. and her citizens in the long run. Accompanied by an 8%
decrease of uninsured Americans from 2010 to 2016 (Collins, Gunja, Doty, & Beutel, 2017) there is hope in the
ideas that if every American obtained healthcare, several others will benefit
after.

 

How does making everyone apply for health
insurance benefit overall? In many aspects the Obamacare and ACA could hurt
Americans. However, college students benefit greatly from this policy. Children
in families are allowed to be under the family contract until 26 as said by
Ellen Goldbaum of Buffalo University,

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“Already,
adult children can remain on their parents’ plans until age 26, co-pays are
eliminated for many preventive services like mammograms, children with
pre-existing conditions can’t be excluded from insurance…” (Goldbaum, 2013).

 Giving students time while transitioning
independently from their parents to choose what health care they could afford
and want. Additionally, students can easily reserve money and not be forced
into paying school overpriced sponsored insurance that is offered by the
school. Another aspect of making Americans apply for health insurance is to
speed up medical processes and allow physicians to see patients in a shorter
amount of time. Since the ACA has increased the number of patients nationwide,
forms and other documents have to be filled out, filed, and accessible at
faster rates due to the growing number of individuals. In an article by the
Annals of Internal Medicine, Dr. Kocher explains that

“Under
the administrative simplification provisions of the Affordable Care Act,
physicians will be able to reliably find out electronically whether a
particular test is covered, how much the insurance company is paying, and how
much patients have to pay.” (Kocher, Emanuel, & Deparle,
2010).

Allowing
health insurance to be applied for all is beneficial in specific ways such as
faster healthcare.

 

However, there can be drawbacks to an all
insured America. The greatest arguable point is the cost of such a healthcare
plan and how would the U.S. afford it? Well that hasn’t been figured out and is
seen as a major issue. Over the next decade, it’s estimated that Obamacare
would cost 1.8 billion trillion U.S. dollars and could increase as more
Americans apply (Singer, 2015). With an increase of
1.8 trillion and the U.S. debt already being incredibly high, this is seen by
many Americans as an irresponsible waste of taxes. Likewise, younger citizens
would be paying a greater toll in taxes, which completely negates the benefits
of being under a family insurance until 26. Students in general could be
affected later on as being forced to acquire health insurance while in school
is an expensive toll.

 

            Health insurance is still health
insurance, a safety net to let Americans support themselves and their families and
the support of your family has always been a goal as Americans. Being able to
give equal opportunity to each American and allowing the generations that come
next to worry about one thing less. We should collectively advocate for health
insurance being more affordable, and less of a strain on our children while the
issues that will happen we work through as a nation. Hopefully, in the coming
years America will be ready and her citizens may prosper.

 

 

References

Collins,
S. R., Gunja, M. Z., Doty, M. M., & Beutel, S. (2017, February 01). How the
Affordable Care Act Has Improved Americans’ Ability to Buy Health Insurance on
Their Own. Retrieved January 27, 2018, from http://www.commonwealthfund.org/publications/issue-briefs/2017/feb/how-the-aca-has-improved-ability-to-buy-insurance

Kocher,
R., Emanuel, E. J., & DeParle, N. M. (2010, October 19). The Affordable
Care Act and the Future of Clinical Medicine: The Opportunities and Challenges.
Retrieved January 27, 2018, from http://annals.org/aim/fullarticle/746295

Senger,
A. (n.d.). (2015, January 21). Five reasons to repeal Obamacare. Retrieved
January 27, 2018, from https://www.heritage.org/health-care-reform/commentary/five-reasons-repeal-obamacare

Ellen,
Goldbaum Who will the Affordable Care Act benefit most? (2013, October 01).
Retrieved January 27, 2018, from http://www.buffalo.edu/news/releases/2013/10/002.html